India Monthly CTC Breakdown 2026 [LIVE Nov Update]: Rs 50K to 1Lakh - Basic 40% HRA 20% Special 30% - PF Ceiling 25K & Code on Wages 8 May 2026 - In-Hand Calculator
TL;DR 2026: Monthly CTC 50K to 1 Lakh Breakdown - Basic 40%, HRA 20%, Special Allowance 30%, PF 12% of Basic, PT Rs 200. Formula: In-Hand = CTC - Employee PF - Professional Tax - TDS . New Rule: PF Wage Ceiling revised to Rs 25,000/month (from Rs 15,000) w.e.f. 17 Sep 2026 as per Labour Code 2026. Fig 1: India Monthly CTC Breakdown 2026 - 50K to 1 Lakh - Basic 40% HRA 20% Special 30% 1. India CTC Breakdown Table 2026 - 50K to 1 Lakh (After PF & PT) Monthly CTC Basic 40% HRA 20% Special 30% PF 12% Basic PT In-Hand ₹50,000 ₹20,000 ₹10,000 ₹15,000 ₹2,400 ₹200 ₹47,400 ₹60,000 ₹24,000 ₹12,000 ₹18,000 ₹2,880 ₹200 ₹56,920 ₹70,000 ₹28,000 ₹14,000 ₹21,000 ₹3,360 ₹200 ₹66,440 ₹80,000 ₹32,000 ₹16,000 ₹24,000 ₹3,840 ₹200 ₹75,960 ₹1,00,000 ₹40,000 ₹20,000 ₹30,000 ₹4,800 ₹200 ₹95,000 Formula: In-Hand = CTC - Employee PF (12% of Basic) - Professional Tax (Rs 200) - TDS. TDS zero for these slabs under New Regime with standard deduction Rs 75,000 till 7.5L. Fig 2: Salary S...